After wildfires tore through California, the state’s dealing with huge destruction, mass evacuations, and tough firefighting. Flames are razing neighborhoods, and leaders and media are sharing steps to help folks recover.
The fires, fanned by strong winds and dry plants, have wrecked countless homes, forcing thousands out. In this bad spot, residents need to act fast for safety, save what they can, and start to recover.
First off, stay safe. California Insurance Commissioner Ricardo Lara said avoid disaster areas and put your well-being first. “Safety comes first,” he said, given the chaos and danger.
Once safe, call your insurer right away. The Insurance Information Institute says file claims ASAP. Insurers will send adjusters to check damage, so have a detailed home inventory list. It helps speed up claims, like filling out a “proof of loss” form with item details, purchase dates, and replacement costs.
Homeowners, if you can do it safely, keep damaged stuff until insurers see it. Dumping it early can mess up claims. Also, know your policy’s filing rules and deadlines; they vary by provider and state.