Keep good records. Commissioner Lara said note all insurer chats and messages. Michael DeLong from the Consumer Federation of America said save receipts for temp housing, food, repairs — you might get reimbursed.
Watch out for fraud. Commissioner Lara warned about shady adjusters and contractors preying on homeowners. Check credentials with the California Department of Insurance before signing. “It’s tough, but help’s here,” Lara said.
Experts say take steps to cut future fire risks. Get noncombustible roofing and clear flammable plants near homes. It costs but could save your home and life, DeLong said.
The fires aren’t letting up. On January 7, winds whipped up flames, making over 30,000 L.A. residents flee. The Palisades Fire burned 2,900+ acres, doubling fast. The Eaton Fire in Altadena ate up 1,000 acres, and the Hurst Fire in Sylmar grew to 100 acres, menacing more homes.
Conditions are among the worst in years. Santa Ana winds over 100 mph and dry plants made for rapid fire spread. UCLA climate scientist Daniel Swain said it’s “just getting started” and could get worse.